Realtor B2B Partnership · Toronto & Ontario · Brokerage #13763

Mortgage broker for realtors in Toronto — pre-approval letters, referrals & co-branded tools.

Mortgage broker for realtors in Toronto and Ontariolendsimpl partners with real estate agents to deliver pre-approval letters, client status updates, and access to 50+ lenders for every buyer profile. From first-time buyers to self-employed investors, we get more clients approved and keep deals on track. FSRA-licensed Brokerage #13763.

Prefer to talk it through? Call us directly — no forms, no waiting.

Google5.0 on Google (19 reviews)FSRA Brokerage #13763Toronto & Ontario-wide
Step 1 of 3

Where are you at right now?

Takes about 30 seconds · Free · No obligation

Three steps, start to finish

From referral to a funded deal — you're kept in the loop the whole way.

1

Refer your client

Send us a name and contact info. We reach out within 30 minutes during business hours.

2

We qualify & match

50+ lenders — banks, B-lenders and private — matched to your client's exact profile.

3

Pre-approval & close

A pre-approval letter with a 90–120 day rate hold. You close the deal with confidence.

Ready to send your first referral?

No forms for you — just a name and number.

What realtors get, at a glance

Pre-Approval Letters

Fast-tracked

Priority handling for realtor-referred clients once documents are submitted

Lender Network

50+

Banks, credit unions, mono-lenders, B-lenders and private lenders

Fee Disclosure

Always

All applicable fees disclosed in writing before your client proceeds

lendsimpl is an FSRA-licensed mortgage brokerage (Brokerage #13763) serving Toronto and Ontario realtors. Rate holds, lender terms and approval timelines vary by client profile and lender. All applicable fees are disclosed in writing before your client proceeds — as required by FSRA regulations.

How referral and mortgage costs work

There is no formal agreement required to refer a client. Any fees that apply to your client's mortgage (lender, broker, legal or appraisal costs on B-lender or private files) are disclosed in writing before they commit to anything, as required by FSRA regulations.

Want the numbers for a specific client?

We'll walk through the options with you.

Buyer profiles we approve for your clients

First-Time Buyers
Self-Employed
New to Canada
Bad Credit / Proposal
Investment Properties
High Net Worth

Lendsimpl advantage

Access to 50+ lenders in one application — banks, credit unions, mono-lenders, B-lenders and private lenders

Pre-approval letters prepared quickly once your client's documents are submitted

Realtor status updates at every stage — you know first when your client is approved, conditionally approved, or needs more documents

FSRA-licensed Brokerage #13763 — all fees disclosed in writing before your client proceeds

Not sure which profile fits your client?

Tell us the situation — we'll tell you what's possible.

5.0 on Google

Google19 reviews

30 min

Typical response time to a referred client during business hours

50+

Lenders in our network

90–120 days

Rate hold on issued pre-approvals

Mortgage broker reviewing a pre-approval document with a realtor's client at home
Why realtors trust us

A mortgage broker that makes you look good on every deal.

Fees are always disclosed upfront, which makes the referral easy to make. We keep you informed at every stage — when your client's mortgage is approved, conditionally approved, or needs more documents, you know first, not last.

Toronto & Ontario-wide50+ lender network

See it for yourself.

Licensed brokers, straight answers.

Process

Pre-approval letter for realtors in Ontario — our process.

01

Realtor refers the client

You send us the client's name and contact info. We reach out within 30 minutes during business hours.

02

Application & documents

Client completes our online application. We collect ID and income documents to get the file moving.

03

Lender submission

We match the client to the best lender based on their profile. Pre-approval submitted and tracked.

04

Pre-approval letter issued

A formal pre-approval letter is issued with the approved amount, rate hold (90–120 days), and conditions. You receive a copy.

05

You close the deal

Client enters offers with confidence. We handle all mortgage conditions and lender communication through closing.

Ready to start the process?

Refer a client, or ask a question first.

Why realtors trust lendsimpl
01

Fast pre-approval letters

Your client needs a pre-approval before seeing homes this weekend. We prioritize realtor-referred files and turn pre-approval letters around quickly once documents are in.

02

50+ lender access

We work with banks, credit unions, mono-lenders, B-lenders, and private lenders in one application — matching your client to the lender suited to their profile.

03

Complex profiles welcome

Self-employed, new to Canada, bad credit, consumer proposals, multiple properties — we specialise in approvals that banks refuse. More clients through, more deals closed.

Want this for your next client?

Access to 50+ lenders, one introduction.

Your client’s protection

FSRA licensed. Full disclosure.

FSRA Licensed #13763

lendsimpl is a Financial Services Regulatory Authority of Ontario–licensed brokerage. Every mortgage agent is individually licensed.

Full fee disclosure — always

Any lender, broker, legal or appraisal fee that applies to your client's file is disclosed in writing before they commit to anything.

No formal agreement required

There's no paperwork or contract to refer a client — just make the introduction. Any fees that apply to your client's file are disclosed in writing before they proceed.

Your client's data stays private

Client information is encrypted, handled with strict confidentiality, and shared only with the lenders relevant to their file.

Questions about how it works?

No obligation, no pressure.

Transparency

Every stage change, emailed to you automatically.

No chasing us for a status update. The moment your client’s file moves, you get an email — and every change is logged, so there’s always a clear record of what happened and when.

1
Received

New referral submitted and waiting for intake.

2
Contacted

Customer has been contacted or appointment is booked.

3
Needs Review

Initial scenario and mortgage needs reviewed.

4
Docs Collected

Income, property, and supporting documents received.

5
Submitted

File submitted to lender or underwriting queue.

6
Approved

Approval or conditional approval received.

7
Funded

Mortgage funded and deal closed. Awaiting bank clearance.

8
Bank Cleared

Bank clearance complete. Commission payment has been sent to the referral partner.

Automatic email at every stage — from Received through Bank Cleared, sent the moment your file moves.

Full history, always on record — every update is logged internally so nothing about your client’s file is lost.

Told even when a deal falls through — a cancelled file gets its own email explaining why.

See the update flow in action.

We'll walk you through a live example.

FSRA Licensed Brokerage #13763Mortgage Architects NetworkDLCG Mortgage Group
Client success stories

Toronto & Ontario clients, referred by realtors like you.

Google5.0/5 average rating

Damien Atapattu made my mortgage process completely stress‑free. He prepared all documents ahead of time and clearly understands lender, lawyer, and appraisal requirements. A friendly, energetic professional who gets results.

A

Aruna Bandaranayake

Google review · 5 mo ago

Highly recommend! Damien took a lot of time to explain the terms thoroughly. He is very knowledgeable and trustworthy. Looking forward to working with him again!

T

Tommy Ravindran

Google review · 6 mo ago

Shamal was amazing throughout the whole process. He is very helpful, knowledgeable and patient. If you need a good reliable mortgage broker he is the guy! He will find you the best solution.

A

Avy Loc

Google review · 6 mo ago

Highly recommend. Damien was excellent throughout everything. Walking us through everything step by step. He was extremely well prepared and well versed in everything we needed to get a mortgage at a great rate.

J

John Abraham

Google review · 7 mo ago

I had a great experience working with Damien. He helped me secure a very competitive mortgage rate through Scotiabank and made the entire process smooth and stress-free. He was knowledgeable, transparent, and always quick to respond to my questions. I highly recommend him.

R

Rz

Google review · 7 mo ago

I approached lendsimpl for some financing and was amazed at the quality and time frame of service. Within a matter of days my deal was completed. Thanks to Damien and the team for expediting my business so efficiently. I highly recommend them for your financing needs. Five stars from us.

S

Sunrise Meadows

Google review · 9 mo ago

Give your client the same experience.

Licensed Ontario brokers, real results.

Resources

Realtor resources from lendsimpl.

Rather just talk it through?

A licensed broker is one call away.

Got questions?

Realtor partnership FAQ.

Straight answers on referrals, pre-approvals and buyer profiles — so you know exactly what to expect before you send your first client.

Have a question we didn’t answer?

Tissa Ratnayake, lendsimpl mortgage broker
Anne Xavier, lendsimpl mortgage broker

Our licensed broker team is happy to help.

lendsimpl operates a straightforward realtor referral program across Toronto and Ontario: (1) You refer your client by contacting us directly. (2) We reach out to the client within 30 minutes. (3) We handle all mortgage qualification, lender submission, and approval. (4) You receive status updates throughout the process. (5) The mortgage funds at closing. There are no formal referral agreements required — we work informally with realtors who trust us with their clients. FSRA Brokerage #13763.

Still have questions?

No obligation — just answers.

Toronto & Ontario-wide service

From downtown Toronto to the GTA and across the province — we partner with realtors wherever their clients are buying.

TorontoNorth YorkScarboroughEtobicokeMississaugaBramptonVaughanMarkhamRichmond HillOakvilleHamiltonOntario-wide

Have a client in one of these areas?

Let's get them taken care of.

Realtor partnership · Toronto & Ontario

Refer your clients to a broker who won't let you down.

lendsimpl is an FSRA-licensed brokerage (#13763) serving Toronto and Ontario realtors with fast pre-approvals, 50+ lender access, and expert handling of complex buyer profiles. Your clients get the best mortgage. You stay informed. Deals close.

Every stage change is emailed to you automatically — from Received to Funded. See how updates work

Or, prefer to just grab a time yourself?

No forms, no waiting on a callback — pick a slot for a 15-minute call with a licensed broker directly below.

L
lendsimpl
Licensed Ontario Mortgage Broker

Speak with a licensed broker

30 min appointmentPhone call

Hello — I look forward to connecting with you. Tell us a bit about your situation and we'll walk through your options.

Powered by the lendsimpl booking system · FSRA Brokerage #13763