Mortgage broker for realtors in Toronto and Ontario — lendsimpl partners with real estate agents to deliver pre-approval letters, client status updates, and access to 50+ lenders for every buyer profile. From first-time buyers to self-employed investors, we get more clients approved and keep deals on track. FSRA-licensed Brokerage #13763.
Prefer to talk it through? Call us directly — no forms, no waiting.
Takes about 30 seconds · Free · No obligation
From referral to a funded deal — you're kept in the loop the whole way.
Send us a name and contact info. We reach out within 30 minutes during business hours.
50+ lenders — banks, B-lenders and private — matched to your client's exact profile.
A pre-approval letter with a 90–120 day rate hold. You close the deal with confidence.
Ready to send your first referral?
No forms for you — just a name and number.
Fast-tracked
Priority handling for realtor-referred clients once documents are submitted
50+
Banks, credit unions, mono-lenders, B-lenders and private lenders
Always
All applicable fees disclosed in writing before your client proceeds
lendsimpl is an FSRA-licensed mortgage brokerage (Brokerage #13763) serving Toronto and Ontario realtors. Rate holds, lender terms and approval timelines vary by client profile and lender. All applicable fees are disclosed in writing before your client proceeds — as required by FSRA regulations.
There is no formal agreement required to refer a client. Any fees that apply to your client's mortgage (lender, broker, legal or appraisal costs on B-lender or private files) are disclosed in writing before they commit to anything, as required by FSRA regulations.
Want the numbers for a specific client?
We'll walk through the options with you.
Access to 50+ lenders in one application — banks, credit unions, mono-lenders, B-lenders and private lenders
Pre-approval letters prepared quickly once your client's documents are submitted
Realtor status updates at every stage — you know first when your client is approved, conditionally approved, or needs more documents
FSRA-licensed Brokerage #13763 — all fees disclosed in writing before your client proceeds
Not sure which profile fits your client?
Tell us the situation — we'll tell you what's possible.
5.0 on Google
19 reviews
30 min
Typical response time to a referred client during business hours
50+
Lenders in our network
90–120 days
Rate hold on issued pre-approvals

Fees are always disclosed upfront, which makes the referral easy to make. We keep you informed at every stage — when your client's mortgage is approved, conditionally approved, or needs more documents, you know first, not last.
See it for yourself.
Licensed brokers, straight answers.
You send us the client's name and contact info. We reach out within 30 minutes during business hours.
Client completes our online application. We collect ID and income documents to get the file moving.
We match the client to the best lender based on their profile. Pre-approval submitted and tracked.
A formal pre-approval letter is issued with the approved amount, rate hold (90–120 days), and conditions. You receive a copy.
Client enters offers with confidence. We handle all mortgage conditions and lender communication through closing.
Ready to start the process?
Refer a client, or ask a question first.
Your client needs a pre-approval before seeing homes this weekend. We prioritize realtor-referred files and turn pre-approval letters around quickly once documents are in.
We work with banks, credit unions, mono-lenders, B-lenders, and private lenders in one application — matching your client to the lender suited to their profile.
Self-employed, new to Canada, bad credit, consumer proposals, multiple properties — we specialise in approvals that banks refuse. More clients through, more deals closed.
Want this for your next client?
Access to 50+ lenders, one introduction.
lendsimpl is a Financial Services Regulatory Authority of Ontario–licensed brokerage. Every mortgage agent is individually licensed.
Any lender, broker, legal or appraisal fee that applies to your client's file is disclosed in writing before they commit to anything.
There's no paperwork or contract to refer a client — just make the introduction. Any fees that apply to your client's file are disclosed in writing before they proceed.
Client information is encrypted, handled with strict confidentiality, and shared only with the lenders relevant to their file.
Questions about how it works?
No obligation, no pressure.
No chasing us for a status update. The moment your client’s file moves, you get an email — and every change is logged, so there’s always a clear record of what happened and when.
New referral submitted and waiting for intake.
Customer has been contacted or appointment is booked.
Initial scenario and mortgage needs reviewed.
Income, property, and supporting documents received.
File submitted to lender or underwriting queue.
Approval or conditional approval received.
Mortgage funded and deal closed. Awaiting bank clearance.
Bank clearance complete. Commission payment has been sent to the referral partner.
Automatic email at every stage — from Received through Bank Cleared, sent the moment your file moves.
Full history, always on record — every update is logged internally so nothing about your client’s file is lost.
Told even when a deal falls through — a cancelled file gets its own email explaining why.
See the update flow in action.
We'll walk you through a live example.
5.0/5 average rating
Give your client the same experience.
Licensed Ontario brokers, real results.
Rather just talk it through?
A licensed broker is one call away.
Straight answers on referrals, pre-approvals and buyer profiles — so you know exactly what to expect before you send your first client.
Have a question we didn’t answer?


Our licensed broker team is happy to help.
lendsimpl operates a straightforward realtor referral program across Toronto and Ontario: (1) You refer your client by contacting us directly. (2) We reach out to the client within 30 minutes. (3) We handle all mortgage qualification, lender submission, and approval. (4) You receive status updates throughout the process. (5) The mortgage funds at closing. There are no formal referral agreements required — we work informally with realtors who trust us with their clients. FSRA Brokerage #13763.
Still have questions?
No obligation — just answers.
From downtown Toronto to the GTA and across the province — we partner with realtors wherever their clients are buying.
Have a client in one of these areas?
Let's get them taken care of.
lendsimpl is an FSRA-licensed brokerage (#13763) serving Toronto and Ontario realtors with fast pre-approvals, 50+ lender access, and expert handling of complex buyer profiles. Your clients get the best mortgage. You stay informed. Deals close.
Every stage change is emailed to you automatically — from Received to Funded. See how updates work
No forms, no waiting on a callback — pick a slot for a 15-minute call with a licensed broker directly below.
Hello — I look forward to connecting with you. Tell us a bit about your situation and we'll walk through your options.