Brokerage #13763
Refer a buyer and we handle the mortgage side: lender comparison, pre-approval and conditions through closing, with status updates shared with your client's consent. We compare 50+ lenders for every buyer type, including complex files.
5.0 on GoogleFSRA Brokerage #13763Toronto & Ontario-wideWhere are you at right now?
No obligation
Send us your client's name and contact details on the referral page or by phone. We reach out to your client to book a 30-minute call.
Your client completes a secure online application and provides ID and income documents.
We compare lenders for your client's situation and submit the pre-approval.
We explain the amount, the rate hold (up to 120 days with many lenders) and the conditions. With your client's consent, you receive a copy of the letter.
We manage mortgage conditions and lender communication through closing and update you at each stage, with your client's consent.
We walk buyers through the FHSA, the RRSP Home Buyers' Plan, land transfer tax rebates and insured mortgage options.
We review income documents and compare bank, B-lender and private options.
We look at newcomer programs and options for buyers still building Canadian credit history.
We look at B-lender and private options for buyers with bruised credit, a consumer proposal or a past bankruptcy.
Rental financing, second mortgages and HELOCs for down payments.
High net worth, several incomes or unusual properties are reviewed case by case.
Banks, credit unions, monoline lenders, B-lenders and private lenders compared across 50+ lenders.
Multi-unit and commercial purchases for your investor clients.
5.0 on Google
Verified reviews
50+
Lenders compared
Up to 120 days
Rate hold with many lenders
30 minutes
Call with a licensed broker
FSRA Licensed
50+ lender network
Four ways we keep your deal moving.
You'll be talking to
Tissa RatnayakeLicensed Mortgage Broker
Anne XavierLicensed Mortgage BrokerNot a call centre, real people, individually FSRA-licensed.
lendsimpl is licensed and regulated by FSRA (Brokerage #13763), required to disclose fully and act in your client's interest.
Any fee that applies to your client's file is disclosed in writing before they commit.
You do not need a formal agreement to send us a client. Any payment connected to a referral is disclosed in writing as required.
Handled under our privacy policy and shared only with lenders relevant to the file.
5.0/5 average rating on Google
“Damien Atapattu made my mortgage process completely stress‑free. He prepared all documents ahead of time and clearly understands lender, lawyer, and appraisal requirements. A friendly, energetic professional who gets results.”
Aruna Bandaranayake
Google review · 6 mo ago
“Highly recommend! Damien took a lot of time to explain the terms thoroughly. He is very knowledgeable and trustworthy. Looking forward to working with him again!”
Tommy Ravindran
Google review · 7 mo ago
“Shamal was amazing throughout the whole process. He is very helpful, knowledgeable and patient. If you need a good reliable mortgage broker he is the guy! He will find you the best solution.”
Avy Loc
Google review · 8 mo ago
“Highly recommend. Damien was excellent throughout everything. Walking us through everything step by step. He was extremely well prepared and well versed in everything we needed to get a mortgage at a great rate.”
John Abraham
Google review · 8 mo ago
“I had a great experience working with Damien. He helped me secure a very competitive mortgage rate through Scotiabank and made the entire process smooth and stress-free. He was knowledgeable, transparent, and always quick to respond to my questions. I highly recommend him.”
Rz
Google review · 8 mo ago
“I approached lendsimpl for some financing and was amazed at the quality and time frame of service. Within a matter of days my deal was completed. Thanks to Damien and the team for expediting my business so efficiently. I highly recommend them for your financing needs. Five stars from us.”
Sunrise Meadows
Google review · 11 mo ago
With your client's consent, we keep you posted from application to closing.
We explain options, costs and conditions to your client before they commit.
We tell your client what we need and by when.
We manage mortgage conditions and lender communication so you can focus on the sale.
Straight answers on referrals, pre-approvals and buyer profiles.
Have a question we didn't answer?
Our licensed broker team is happy to help.
You send us your client's contact details. We reach out to book a 30-minute call, then handle the application, lender comparison and pre-approval. With your client's consent, we keep you updated through to closing, and the mortgage funds at closing. No formal agreement is needed to refer a client. lendsimpl is licensed and regulated by FSRA (Brokerage #13763).
Realtors do not pay to refer a client. Any fee that applies to a client's file is disclosed in writing before they commit, and any payment connected to a referral is disclosed in writing as required. Realtors should confirm their own disclosure obligations with their brokerage.
Use our referral page or call (416) 299-6096. Include your details, your client's name and contact information, and the type of mortgage they need.
With your client's consent, yes. We update you at the key stages from application to closing. Your client's information is handled under our privacy policy.
It shows the amount a lender is prepared to consider, the rate hold (up to 120 days with many lenders) and the conditions. A pre-approval is not a final approval. It depends on documents, the property, an appraisal and lender conditions. With your client's consent, you receive a copy.
It depends on the lender and how quickly your client provides documents. We confirm what is realistic on the first call.
We review each file case by case and compare bank, B-lender and private options where they fit. Options depend on documents, down payment and credit.
In many cases, yes. We arrange commercial and multi-unit financing, and pricing depends on the property, loan to value and income. See commercial mortgage rates in Ontario.
Still have questions?
Talk to a licensed broker.
From downtown Toronto to the GTA and across the province, we partner with realtors wherever their clients are buying.
Important
Brokerage disclosure
lendsimpl is a mortgage brokerage licensed and regulated by FSRA (Brokerage #13763). Rate holds, terms and timelines vary by profile and lender. Any fee that applies to a client's file, and any payment connected to a referral, is disclosed in writing as required.
lendsimpl is licensed and regulated by FSRA (Brokerage #13763). We compare 50+ lenders for your client's situation and, with their consent, keep you updated from application to closing.
Hello: I look forward to connecting with you. Tell us a bit about your situation and we'll walk through your options.