3852 Finch Ave E #209, Scarborough, ON M1T 3T9, Canada
Brokerage #13763
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Brokerage #13763
Compare MLI Select vs MLI Standard. Estimate max insurable loan, premium, DCR, and monthly payment for multifamily financing.
Program Limits
Select LTV
95%
≥50 pts
Standard LTV
85%
Base program
Select DCR
1.10×
Minimum
Amortization
50 yrs
100+ pts
Select active underwriting framework
MLI Select Points
Asset and valuation assumptions
NOI and stress assumptions
Rate and amortization assumptions
Maximum Insured Loan
$2,975,000
85.0% LTV · Premium $133,875 (4.50%)
LTV ConstrainedDown Payment
$525,000
equity required
Total Loan
$3,108,875
incl. premium
Monthly P&I
$15,904
40 years
Annual NOI
$271,320
net operating income
Debt Coverage Ratio
Calculated DCR
1.42×
Required minimum
1.10×
Need a CMHC strategy?
Ontario multifamily specialists, FSRA #13763
Book Strategy CallProgram comparison under current assumptions
| Metric | MLI Select | MLI Standard |
|---|---|---|
| Max LTV | 95.0% | 85.0% |
| Max Loan | $3,325,000 | $2,975,000 |
| Down Payment | $175,000 | $525,000 |
| Premium Rate | 5.25% | 4.50% |
| Monthly Payment | $16,986 | $15,904 |
| Min DCR | 1.10× | 1.20× |
CMHC FAQ
Estimates only · Program terms may change · FSRA Brokerage #13763 ·lendsimpl.ca