3852 Finch Ave E #209, Scarborough, ON M1T 3T9, Canada
Brokerage #13763
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Brokerage #13763
A mortgage broker is a licensed professional who shops multiple lenders on your behalf — instead of just one bank's products. lendsimpl (FSRA #13763) compares 50+ lenders including big banks, credit unions, and private lenders to find the best rate and terms for your situation. Fast pre-approval. Available for most home purchases.
One application. Fast pre-approval process.
We shop 50+ lenders for purchase, renewal, refinance, HELOC, private and commercial mortgages. FSRA #13763. Fast pre-approval process.
5.0 on Google (19 reviews)Takes about 30 seconds · Free · No obligation
50+
Lenders Compared
Banks, credit unions, private
5.0/5
Client Rating
Verified Ontario reviews
Fast
Pre-Approval
4-month rate hold
FSRA
#13763 Licensed
Ontario mortgage broker
When you apply directly to one bank, you only see one set of products. lendsimpl compares 50+ lenders simultaneously — for you — and finds the best rate for your specific situation.
Your bank only shows you their own products. lendsimpl compares big banks, credit unions, mortgage-only lenders, and private lenders — simultaneously. You see all your options at once.
Applying to multiple lenders on your own means multiple credit checks — each one affecting your score. lendsimpl does one check and shares it across all lenders. Your credit is protected.
Because we send volume to lenders, they give us rates individual borrowers can't access on their own. You often get a better rate through a broker than by walking into a branch.
Didn't qualify at your bank? lendsimpl knows which credit unions, B-lenders, and private lenders to approach — and exactly how to present your file to get approved.
Learn more →Lenders pay the broker fee for most residential mortgage transactions. You get expert guidance, multiple lender comparisons, and a fast pre-approval — at no cost.
After your pre-approval, we watch rates. If they drop before your closing date, we automatically re-lock you at the lower rate. The bank won't do that for you.
Have a specific situation in mind?
Tell us — we'll tell you what's possible.
Fast · FSRA #13763
lendsimpl assigns a dedicated licensed mortgage agent to your file. One conversation. Clear numbers. No bank pressure.
Fill out lendsimpl's online form — income, employment type, and down payment. No branch visit, no waiting room.
We tell you exactly what to gather: T4s, pay stubs, bank statements. For self-employed: we guide you through the right documentation.
lendsimpl checks your credit once — with your permission. That single check covers all 50+ lenders. No repeated hits to your score.
We run your file through our full lender network — big banks, credit unions, B-lenders, private lenders. You see all your real options.
You get a pre-approval letter with the best rate, terms, and a 4-month rate hold — quickly, in most cases.
Ready to get started?
Apply online or call us directly.
The practical differences between working with lendsimpl and walking into a single bank branch.
| What matters | lendsimpl (FSRA #13763) | Going direct to your bank |
|---|---|---|
| Lenders compared | 50+ (banks, credit unions, private) | Only their own products |
| Rate access | Volume discounts not available at branch | Posted branch rates |
| Qualification help | Presents file to best-fit lender | One set of criteria only |
| Credit check | One check — shared across all lenders | One check per application |
| When bank declines | Alternative, B-lender, private paths | Declined — no other options |
Ontario's Top-Rated Mortgage Broker — FSRA #13763
lendsimpl checks your numbers across all lender types — big banks, credit unions, B-lenders, and private lenders. No bank pressure. Honest advice. Licensed Ontario mortgage broker.
Straight answers to the most common Toronto mortgage questions — from first-time buyers to experienced investors.
FSRA #13763
50+ lenders compared. Fast pre-approval. 4-month rate lock. Available for most home purchases.
Start Application →5.0 / 5 from 19 verified Google reviews
Client Reviews
Damien Atapattu made my mortgage process completely stress‑free. He prepared all documents ahead of time and clearly understands lender, lawyer, and appraisal requirements. A friendly, energetic professional who gets results.
Highly recommend! Damien took a lot of time to explain the terms thoroughly. He is very knowledgeable and trustworthy. Looking forward to working with him again!
5.0 / 5 — 19 verified Google reviews
All Mortgage Services — Toronto & Ontario
About lendsimpl
lendsimpl is a licensed Ontario mortgage brokerage (FSRA #13763) working with 50+ lenders — big banks, credit unions, B-lenders, and private lenders. We've earned a 5.0/5 rating from verified reviews. Available for most home purchases.
FSRA Licence
#13763
Lenders
50+
Rating
5.0 / 5
Related Guides & Calculators
Not sure which service fits?
One call, plain-English answers.
| Rate monitoring |
| Auto re-locks if rates drop |
| You have to ask |
| Cost to you | available for most purchases | No direct fee |
Toronto mortgage broker comparison 2026. Source: lendsimpl (FSRA Brokerage #13763). as of 2026-09-11.
Want an honest comparison for your file?
We'll show you where the numbers land.
lendsimpl is based at 3852 Finch Ave E #209, Scarborough, ON M1T 3T9 and serves borrowers across all of Ontario online and by phone.
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