3852 Finch Ave E #209, Scarborough, ON M1T 3T9, Canada
Brokerage #13763
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Brokerage #13763
lendsimpl compares 50+ lenders for St. Catharines homeowners and buyers, purchase, renewal, refinance, HELOC, and private mortgages. FSRA-licensed. Broker service.
5.0 on GoogleOntarioTakes about 30 seconds · Free · No obligation
5-Year Fixed
3.89% per year
5-Year Fixed
3.89% per year
5-Year Fixed
4.49% per year
5-Year Variable
6.99% per year
Pre-approval to closing; we find the best purchase mortgage across 50+ lenders for your exact profile.
Learn more →Don't auto-renew. We compare every lender at renewal so you keep thousands more in your pocket.
Learn more →Lower your rate, consolidate debt, or access equity with a mortgage refinance structured for your goals.
Learn more →Turn your home equity into a flexible credit line, renovations, investments, emergencies, debt payoff.
Learn more →Fast approvals for complex situations banks won't touch, equity-based, no income verification options.
Learn more →Combine high-interest debts into one low mortgage payment and free up hundreds of dollars monthly.
Learn more →Our Toronto mortgage broker team compares 50+ lenders for the best rate, purchase, renewal, refinance, and more.
Learn more →Unlike a bank, we represent your interests, not the lender's. We shop the full market to find your best deal.
Big banks, credit unions, mono-lenders, B-lenders, and private lenders, one application covers them all.
You never pay an application fee or hidden charge.
lendsimpl is registered with FSRA (Brokerage #13763). All brokers are licensed and bound by Ontario law.
Tell us your goals, personalized rate comparison, no commitment required. We listen first.
Soft credit review, income, down payment. No commitment required.
We match your profile across our full network: banks, credit unions, B-lenders, private.
We present your top options. Rate holds protect you for 90–120 days.
We handle all paperwork and lender communications on your behalf.
Your mortgage closes. We stay available for renewals, rate drops, and everything next.
5.0/5 average rating on Google
“Damien Atapattu made my mortgage process completely stress‑free. He prepared all documents ahead of time and clearly understands lender, lawyer, and appraisal requirements. A friendly, energetic professional who gets results.”
Aruna Bandaranayake
Google review · 5 mo ago
“Highly recommend! Damien took a lot of time to explain the terms thoroughly. He is very knowledgeable and trustworthy. Looking forward to working with him again!”
Tommy Ravindran
Google review · 6 mo ago
“Shamal was amazing throughout the whole process. He is very helpful, knowledgeable and patient. If you need a good reliable mortgage broker he is the guy! He will find you the best solution.”
Avy Loc
Google review · 7 mo ago
“Highly recommend. Damien was excellent throughout everything. Walking us through everything step by step. He was extremely well prepared and well versed in everything we needed to get a mortgage at a great rate.”
John Abraham
Google review · 7 mo ago
“I had a great experience working with Damien. He helped me secure a very competitive mortgage rate through Scotiabank and made the entire process smooth and stress-free. He was knowledgeable, transparent, and always quick to respond to my questions. I highly recommend him.”
Rz
Google review · 7 mo ago
“I approached lendsimpl for some financing and was amazed at the quality and time frame of service. Within a matter of days my deal was completed. Thanks to Damien and the team for expediting my business so efficiently. I highly recommend them for your financing needs. Five stars from us.”
Sunrise Meadows
Google review · 10 mo ago
Straight answers on working with a mortgage broker in Ontario.
Have a question we didn't answer?
Our licensed broker team is happy to help.
Not necessarily. Ontario mortgage brokers are licensed province-wide and can serve any city remotely. lendsimpl serves St. Catharines clients fully online with 50+ lender access, same as if we had a branch on your street.
We cover every mortgage need for St. Catharines residents: home purchases, mortgage renewals, refinancing, HELOCs, private mortgages, debt consolidation, first-time buyer programs, and commercial financing. One broker, every solution.
A competitive rate comes from comparing the full market, not just one or two lenders. lendsimpl compares 50+ lenders simultaneously for St. Catharines buyers and renewers, so you can compare competitive options. Rate is one factor; we also compare prepayment privileges and penalty structures.
On most A-lender mortgages there is no broker fee to you. B-lender and private mortgages carry a broker fee. All fees are disclosed in writing before you proceed, as required by FSRA regulations.
A pre-approval can often be issued within 1 to 2 business days of receiving your documents. Full approval timelines vary by lender and file. lendsimpl manages all lender communication and keeps you informed at every step.
Our FSRA-licensed brokers compare 50+ lenders and find your best deal. Personalized rate comparison, no pressure.
FSRA-licensed Ontario mortgage brokers. We compare 50+ lenders and negotiate your best rate, for most borrowers.