3852 Finch Ave E #209, Scarborough, ON M1T 3T9, Canada
Brokerage #13763
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FSRA #13763
Licensed in Ontario
2026 rates updated · No sign-up required · FSRA #13763
Straight answers on land transfer tax calculator in North York (Toronto), Ontario.
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North York (Toronto) residents pay both Ontario provincial and Toronto municipal land transfer tax. Ontario's provincial LTT rates are: 0.5% on the first $55,000, 1% on $55,001–$250,000, 1.5% on $250,001–$400,000, and 2% on amounts over $400,000.
Yes. First-time home buyers in North York (Toronto) can claim up to $4,000 in Ontario provincial LTT rebate plus up to $4,475 in Toronto municipal LTT rebate, for a combined savings of up to $8,475.
Yes. North York (Toronto) charges a municipal land transfer tax in addition to Ontario provincial LTT. The Toronto MLTT mirrors provincial rates. Combined, buyers in North York (Toronto) pay significantly more than other Ontario cities.
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Land Transfer Tax Calculator in nearby Ontario cities.
FSRA-licensed Ontario mortgage brokerage · Licence #13763 · 50+ lenders compared
City-specific rate estimates, local broker availability, and programmatic closing-cost data for every major Ontario market. Rates, land transfer taxes, and closing costs vary by municipality — get city-specific numbers instantly.
Ontario land transfer tax is calculated on a sliding scale from 0.5% to 2.5% of the purchase price. Toronto buyers pay an additional Municipal Land Transfer Tax (MLTT) at similar rates — meaning a $900,000 Toronto home buyer pays approximately $26,950+ in combined land transfer taxes before first-time buyer rebates. This calculator applies 2026 bracket rates and shows both taxes with real-time rebate calculations.
Non-resident buyers also face Ontario's 25% Non-Resident Speculation Tax (NRST) on the full purchase price. Certain provincial nominee program holders and spouses of Canadian citizens may qualify for an exemption. lendsimpl brokers serve all 82 Ontario cities listed above and can walk you through your exact closing costs including land transfer tax in a consultation.
Quick Facts · 2026
lendsimpl is an FSRA-licensed Ontario mortgage brokerage (#13763) serving all 82 Ontario cities listed above. We compare 50+ lenders to find Canadians the best rates — available for most borrowers. All calculations use live 2026 Ontario tax rates and CMHC rules.