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Land Transfer Tax Calculator
St. Thomas, Ontario

Calculate your exact land transfer tax for a property purchase in St. Thomas, Ontario. St. Thomas buyers pay Ontario provincial land transfer tax only. See if you qualify for first-time buyer rebates.

โœ“Ontario LTT Ratesโœ“Toronto MLTTโœ“First-Time Buyer Rebatesโœ“FSRA Licensed #13763

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Key Facts ยท St. Thomas

$4,000

Max first-time buyer rebate

LTT on $600K home~$8,475
Ontario FTB rebateUp to $4,000
Toronto MLTTAdditional tax
Toronto FTB rebateUp to $4,475
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FSRA #13763
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Land Transfer Tax Calculator โ€” St. Thomas, Ontario

2026 rates updated ยท No sign-up required ยท FSRA #13763

Mortgage Services ยท St. Thomas

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FAQ

Land Transfer Tax Calculator in St. Thomas โ€” Frequently Asked Questions

How is land transfer tax calculated in St. Thomas?

St. Thomas residents pay Ontario provincial land transfer tax only (no municipal LTT). Ontario's provincial LTT rates are: 0.5% on the first $55,000, 1% on $55,001โ€“$250,000, 1.5% on $250,001โ€“$400,000, and 2% on amounts over $400,000.

Is there a first-time buyer LTT rebate in St. Thomas?

Yes. First-time home buyers in St. Thomas can claim up to $4,000 in Ontario provincial LTT rebate, which covers the full LTT on homes up to $368,333.

Does St. Thomas have municipal land transfer tax?

No. St. Thomas does not charge a municipal land transfer tax. Only Toronto has a separate municipal LTT. Buyers in St. Thomas pay only the Ontario provincial land transfer tax.

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