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Ontario Land Transfer Tax · Calculator

Land Transfer Tax Calculator
Toronto, Ontario

Calculate your exact land transfer tax for a property purchase in Toronto, Ontario. Toronto buyers pay both Ontario provincial and Toronto municipal land transfer tax — our calculator shows the combined total. See if you qualify for first-time buyer rebates.

Ontario LTT RatesToronto MLTTFirst-Time Buyer RebatesFSRA Licensed #13763

Licensed Ontario mortgage brokerage · FSRA #13763 · Free, no-obligation consultation

Key Facts · Toronto

$4,000

Max first-time buyer rebate

LTT on $600K home~$8,475
Ontario FTB rebateUp to $4,000
Toronto MLTTAdditional tax
Toronto FTB rebateUp to $4,475
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FSRA #13763
Licensed in Ontario

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Land Transfer Tax CalculatorToronto, Ontario

2026 rates updated · No sign-up required · FSRA #13763

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FAQ

Land Transfer Tax Calculator in Toronto — Frequently Asked Questions

How is land transfer tax calculated in Toronto?

Toronto residents pay both Ontario provincial and Toronto municipal land transfer tax. Ontario's provincial LTT rates are: 0.5% on the first $55,000, 1% on $55,001–$250,000, 1.5% on $250,001–$400,000, and 2% on amounts over $400,000.

Is there a first-time buyer LTT rebate in Toronto?

Yes. First-time home buyers in Toronto can claim up to $4,000 in Ontario provincial LTT rebate plus up to $4,475 in Toronto municipal LTT rebate, for a combined savings of up to $8,475.

Does Toronto have municipal land transfer tax?

Yes. Toronto charges a municipal land transfer tax in addition to Ontario provincial LTT. The Toronto MLTT mirrors provincial rates. Combined, buyers in Toronto pay significantly more than other Ontario cities.

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