Closing Cost Calculator
St. Thomas, Ontario

Closing costs in St. Thomas typically range from 1.5% to 4% of the purchase price. They include land transfer tax, legal fees ($1,500–$2,500), title insurance ($300–$500), and home inspection fees. St. Thomas residents pay Ontario provincial land transfer tax only (no municipal LTT).

St. Thomas residents pay Ontario provincial land transfer tax only (no municipal LTT). First-time home buyers may qualify for rebates of up to $4,000 on provincial LTT.

Budget 2–4% of your purchase price for closing costs in St. Thomas. On a $600,000 home, expect $12,000–$24,000 in closing costs. Use our calculator for an exact St. Thomas estimate including all fees and taxes.