Ontario Closing Costs Calculator
Estimate land transfer tax, PST on default insurance, and common one-time costs before closing day.
Estimated closing costs
$24,950
Land transfer tax + PST on default insurance + selected one-time items.
City of Toronto · $800,000 price · $160,000 down
Land transfer tax$24,950
Provincial$12,475
Municipal$12,475
PST on default insurance$0
One-time items$0
Total cash to close (approx.)$184,950
Does not include ongoing costs like property taxes and monthly payments. For advice on your specific situation, speak with a licensed professional.
Deal details
Start with the basics, then fine-tune the one-time items below.
Estimates only. Actual costs may differ.
Purchase price before closing adjustments.
Combined deposit + remaining funds.
Toronto adds a municipal land transfer tax.