Closing Cost Calculator — Ottawa, Ontario
Buying a home in Ottawa? Don't be surprised by closing costs. Our calculator estimates every fee — land transfer tax, legal fees, title insurance, and more — specific to Ottawa, Ontario. Covers Ontario provincial fees applicable to Ottawa.
Frequently Asked Questions — Closing Cost Calculator in Ottawa
What are typical closing costs in Ottawa, Ontario?▼
Closing costs in Ottawa typically range from 1.5% to 4% of the purchase price. They include land transfer tax, legal fees ($1,500–$2,500), title insurance ($300–$500), and home inspection fees. Ottawa residents pay Ontario provincial land transfer tax only (no municipal LTT).
Do I need to pay land transfer tax in Ottawa?▼
Ottawa residents pay Ontario provincial land transfer tax only (no municipal LTT). First-time home buyers may qualify for rebates of up to $4,000 on provincial LTT.
How much should I budget for closing costs in Ottawa?▼
Budget 2–4% of your purchase price for closing costs in Ottawa. On a $600,000 home, expect $12,000–$24,000 in closing costs. Use our calculator for an exact Ottawa estimate including all fees and taxes.