Closing Cost Calculator — Oshawa, Ontario
Buying a home in Oshawa? Don't be surprised by closing costs. Our calculator estimates every fee — land transfer tax, legal fees, title insurance, and more — specific to Oshawa, Ontario. Covers Ontario provincial fees applicable to Oshawa.
Frequently Asked Questions — Closing Cost Calculator in Oshawa
What are typical closing costs in Oshawa, Ontario?▼
Closing costs in Oshawa typically range from 1.5% to 4% of the purchase price. They include land transfer tax, legal fees ($1,500–$2,500), title insurance ($300–$500), and home inspection fees. Oshawa residents pay Ontario provincial land transfer tax only (no municipal LTT).
Do I need to pay land transfer tax in Oshawa?▼
Oshawa residents pay Ontario provincial land transfer tax only (no municipal LTT). First-time home buyers may qualify for rebates of up to $4,000 on provincial LTT.
How much should I budget for closing costs in Oshawa?▼
Budget 2–4% of your purchase price for closing costs in Oshawa. On a $600,000 home, expect $12,000–$24,000 in closing costs. Use our calculator for an exact Oshawa estimate including all fees and taxes.