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Closing Cost Specialists · Ontario

Closing Cost Calculator
Cobourg, Ontario

Buying a home in Cobourg? Don't be surprised by closing costs. Our calculator estimates every fee — land transfer tax, legal fees, title insurance, and more — specific to Cobourg, Ontario. Covers Ontario provincial fees applicable to Cobourg.

Land Transfer TaxLegal Fees IncludedAll Fees ShownFSRA Licensed #13763

Licensed Ontario mortgage brokerage · FSRA #13763 · Free, no-obligation consultation

Key Facts · Cobourg

2–4%

Typical closing cost range

Ontario LTT0.5%–2.0%
Legal fees$1,500–$2,500
Title insurance$300–$500
FTB LTT rebateUp to $4,000
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FSRA #13763
Licensed in Ontario

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Closing Cost CalculatorCobourg, Ontario

2026 rates updated · No sign-up required · FSRA #13763

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1‑416‑299‑6096

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Mortgage Services · Cobourg

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FAQ

Closing Cost Calculator in Cobourg — Frequently Asked Questions

What are typical closing costs in Cobourg, Ontario?

Closing costs in Cobourg typically range from 1.5% to 4% of the purchase price. They include land transfer tax, legal fees ($1,500–$2,500), title insurance ($300–$500), and home inspection fees. Cobourg residents pay Ontario provincial land transfer tax only (no municipal LTT).

Do I need to pay land transfer tax in Cobourg?

Cobourg residents pay Ontario provincial land transfer tax only (no municipal LTT). First-time home buyers may qualify for rebates of up to $4,000 on provincial LTT.

How much should I budget for closing costs in Cobourg?

Budget 2–4% of your purchase price for closing costs in Cobourg. On a $600,000 home, expect $12,000–$24,000 in closing costs. Use our calculator for an exact Cobourg estimate including all fees and taxes.

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