Closing Cost Calculator
Waterloo, Ontario

Closing costs in Waterloo typically range from 1.5% to 4% of the purchase price. They include land transfer tax, legal fees ($1,500–$2,500), title insurance ($300–$500), and home inspection fees. Waterloo residents pay Ontario provincial land transfer tax only (no municipal LTT).

Waterloo residents pay Ontario provincial land transfer tax only (no municipal LTT). First-time home buyers may qualify for rebates of up to $4,000 on provincial LTT.

Budget 2–4% of your purchase price for closing costs in Waterloo. On a $600,000 home, expect $12,000–$24,000 in closing costs. Use our calculator for an exact Waterloo estimate including all fees and taxes.