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Closing Cost Specialists · Ontario

Closing Cost Calculator
Kingston, Ontario

Buying a home in Kingston? Don't be surprised by closing costs. Our calculator estimates every fee — land transfer tax, legal fees, title insurance, and more — specific to Kingston, Ontario. Covers Ontario provincial fees applicable to Kingston.

Land Transfer TaxLegal Fees IncludedAll Fees ShownFSRA Licensed #13763

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Key Facts · Kingston

2–4%

Typical closing cost range

Ontario LTT0.5%–2.0%
Legal fees$1,500–$2,500
Title insurance$300–$500
FTB LTT rebateUp to $4,000
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FSRA #13763
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Closing Cost CalculatorKingston, Ontario

2026 rates updated · No sign-up required · FSRA #13763

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Mortgage Services · Kingston

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FAQ

Closing Cost Calculator in Kingston — Frequently Asked Questions

What are typical closing costs in Kingston, Ontario?

Closing costs in Kingston typically range from 1.5% to 4% of the purchase price. They include land transfer tax, legal fees ($1,500–$2,500), title insurance ($300–$500), and home inspection fees. Kingston residents pay Ontario provincial land transfer tax only (no municipal LTT).

Do I need to pay land transfer tax in Kingston?

Kingston residents pay Ontario provincial land transfer tax only (no municipal LTT). First-time home buyers may qualify for rebates of up to $4,000 on provincial LTT.

How much should I budget for closing costs in Kingston?

Budget 2–4% of your purchase price for closing costs in Kingston. On a $600,000 home, expect $12,000–$24,000 in closing costs. Use our calculator for an exact Kingston estimate including all fees and taxes.

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