Purchase Calculator
Chatham-Kent, Ontario

In Chatham-Kent, Ontario, the minimum down payment is 5% for homes under $500,000, 10% on the portion between $500,000–$999,999, and 20% for homes $1 million+. CMHC insurance is required for down payments under 20%.

Home prices in Chatham-Kent vary by neighbourhood and property type. Use our purchase calculator to estimate your total costs based on your target price in Chatham-Kent, including down payment, CMHC insurance, and closing costs.

Yes! First-time home buyers in Chatham-Kent can access federal programs like the FHSA (First Home Savings Account), RRSP Home Buyers' Plan, and Ontario land transfer tax rebates. Our calculator factors in all first-time buyer benefits.